The majority of retail merchants’ sales will be conducted face-to-face with their customer’s credit or debit cards present at the time of service. Most commonly, retail merchants will obtain a swipe terminal or Point of Sale (POS) system with a card swipe device connected in order to complete their transactions. 


BASYS understands that it may be necessary for retail merchants to travel for sales at trade shows. In order to process transactions outside of the merchant’s business location, it would require either a wireless system or an eCommerce payment gateway account to use over the internet. We support both the payment technology and interchange management to meet your business needs. BASYS supports the platforms you require, such as innovative products from the latest in stand-alone terminals, multi-lane terminal configurations, PC software products, contactless payment systems and eCommerce payment gateways like Authorize.net and PayPal. BASYS provides reliable payment processing service using a variety of connectivity methods including dial-up, DSL/cable, frame relay, Internet (IP), Wi-Fi and wireless for mobile merchants.

 

Existing Systems

BASYS will reprogram your existing compatible terminal or POS system at No Charge. Call us with your terminal make and model or your POS payment application name and version number to confirm compatibility. With multiple transaction networks available, including Chase Paymentech, First Data, Global Payments and TSys, BASYS merchant accounts will work with today's top terminals and POS systems.

 

Terminal Recommendation

VeriFone Inc.’s Vx terminal product line is stylish with a lightning fast processor and built-in thermal printer to handle credit and debit card payments. VeriFone Inc.’s familiar ATM-style interface makes the terminal exceptionally easy to use, virtually eliminating clerk training and errors.


The Vx 510LE terminal is ideal for merchants who only need to accept credit and debit card transactions, while the Vx 570 terminal would be ideal if you’re a merchant who needs to support multiple applications; for example credit, PIN debit, check guarantee, gift and loyalty card processing.

Spas and hair and nail salons may want to consider the Vx 570 terminal, which supports multiple merchant accounts. The Vx 570 provides built-in support for both dial-only or Ethernet connectivity for high-speed broadband with dial back-up.

If you have more than one terminal or checkout lane, you can network multiple units together to create a single reconciliation and deposit. Having a virtual network means that you don't need a local server or server firewall. This set up is easier to install and more secure, keeping your business PCI compliant.

 

PIN Debit

PIN debit can play an important role in lowering your processing expenses. However, careful analysis should first be completed. While you may be able to move a portion of your current signature debit transactions to PIN debit, there are many factors that should be considered. Credit and signature debit transactions are likely to have very different average tickets, with lower sale amounts on PIN debit when the cardholder is paying from available funds in their checking account versus a line of credit. Not everyone will provide a PIN; the customer may not know their PIN number, or their issuing bank may be charging them extra fees, or possibly providing rewards to use the card as a signature debit.


Another important consideration is to buy only new 3DES encrypted PIN pads. Triple Data Encryption Standards, Triple DES or 3DES, is the sanctioned algorithm used by all debit-capable transaction terminals for PIN encryption in the U.S., and is the latest advancement in security against fraud. Visa has mandated that all devices be replaced and updated to comply with 3DES by July 1, 2010. Avoid buying refurbished or used PIN pads to ensure that you will be in compliance with these mandated security requirements. And remember, PIN pad hardware must be encrypted with a special key from your processor.

 

For Speed

For increased processing speed, merchants can upgrade to an internet (IP) connection for their terminal or POS register system. BASYS provides reliable payment processing service using a variety of connectivity methods including DSL/cable, frame relay, and wireless Wi-Fi.

 

Other Payment Services for Retailers


Our expert staff can assist you in protecting your business from the risk of fraud and chargebacks; to help you prevent losses before they occur. We offer comprehensive reporting options in a variety of formats from paper statements to secure web access.


BASYS delivers secure and reliable payment acceptance solutions designed to meet your unique requirements with a wide array of product functionality and support along with competitive pricing. Please complete our contact form (click here) to be contacted by a payment specialist who can answer your questions and provide a detailed quote for our services. We look forward to working with you.