credit card transaction fees

Surcharging Made Simple

What to Know Before You Add a Surcharge

Adding a surcharge to credit card transactions might sound like a simple way to offset fees—but in practice, it’s anything but simple. Strict state laws, card brand rules and compliance requirements can make it hard to know what’s allowed (and what’s not).

That’s where Basys comes in. We’ll help you navigate the fine print and set up a compliant program that works for your business—so you can reduce costs without adding stress.

Simplify Surcharging with Basys

Real Support

With 20+ years of experience, we know how to guide business owners through complex payment decisions—without the jargon.

Recover Costs

We’ll help you meet all the requirements to pass credit card fees to your customers compliantly and confidently.

Explore Options

Surcharging isn’t right for everyone. If it’s not the best fit, we’ll walk you through other cost-saving strategies that

Recover Your Credit Card Fees

Basys helps you understand the rules, stay compliant and implement a surcharge program with confidence.

How Credit Card Surcharging Works

If your business runs on thin margins—or processes a high volume of small credit card payments—adding a surcharge can help recover processing costs.

Surcharges can only be applied to credit card transactions (not debit), and there are rules to follow: you’ll need to notify card brands 30 days in advance and clearly post signage at both the point of entry and point of sale.

It’s also worth considering how your customers may respond. Surcharging isn’t right for every business, and we’ll help you weigh the pros and cons based on your goals and customer experience.