Every business is potentially subject to a chargeback! Chargebacks occur when a cardholder disputes a transaction directly with the card issuer and can be initiated for a variety of reasons, including fraud, dissatisfaction with a purchase, product failure, etc....
On October 19th, Visa’s new Purchase Return Authorization mandate will take effect. Currently, authorizations are required for a majority of purchases, but NOT for purchase returns—this new mandate is going to change that. ...
Having funds held is a frustrating and confusing situation. For some businesses, held funds can even cause serious cash flow issues. We’re here to provide insight on why funds are held, and insider tips to keep money flowing into your account. ...
Trade shows, conventions, and conferences offer valuable opportunities that you’d be hard-pressed to find in another venue. Where else can you find customers that are already searching for a solution like yours, and start closing deals that same day? ...
Following in the footsteps of ransomware and cryptojacking, the latest threat is called formjacking and it’s already posing a massive risk to online businesses and their customers. In 2018, formjacking compromised 4,818 websites every month. Here’s what you need to know: ...
E-commerce is a lucrative frontier for both aspiring entrepreneurs and businesses with existing brick and mortar locations. But that doesn’t mean e-commerce is the right solution for every business. As with all technology, e-commerce is a mixed bag of risks and rewards. Here’s what you...
Phishing is a fraudulent practice where a target is contacted via email, telephone, or text message by someone pretending to represent a legitimate organization. It’s an unfortunate reality that phishing has become commonplace, but the problem is even more pervasive than many realize. Are you...
If you do business on the go, shouldn’t you accept payments on the go as well? Accepting credit cards, wherever and whenever, can tremendously increase your sales and streamline your payment processes. Here are just 4 of the ways that a mobile point of sale...
The construction industry faces a unique set of challenges. If you’re a contractor, supplier, or developer, your main concern when it comes to processing cards is likely the price tag. Keep reading for the 3 biggest processing headaches facing the construction industry....
As EMV chip cards become more and more prominent throughout the US, fraudsters are turning their attention to more vulnerable targets: online businesses. Here are our top tips to protect your business from card-not-present fraud:...
In this day and age, accepting credit cards is a necessity for your business. But accepting credit cards means accepting the unique challenges and risks that accompany them. Keep reading for our top 5 security risks in credit card payments (and how to protect your...
In 2017, Hedges & Company reported a 16% increase in online auto parts sales, putting e-commerce on track to outpace brick and mortar sales. And this trend isn’t just impacting certain transactions – e-commerce sales are up for both B2B and B2C markets. If you...
PCI DSS is a set of standards created to ensure safe credit card handling practices. Learn how to become PCI compliant, and avoid unnecessary fines....
According to a recent survey, 62% of small businesses storing customer credit card and banking information on cloud storage say they do not follow industry regulations to secure their cloud storage. That is an alarming number. ...
Retailers are retailers, not security experts. Too often, their best efforts can create friction at the point of sale for consumers, which leads to shopping cart abandonment and lost revenue, all while feeding the illusion of “too much security.” ...