For software vendors, the first step in the PCI Compliance journey will be determining what level of compliance your solution needs to meet. Here's what you need to know to keep client data secure and reduce the burden PCI requirements place on your software company....
Every business is potentially subject to a chargeback! Chargebacks occur when a cardholder disputes a transaction directly with the card issuer and can be initiated for a variety of reasons, including fraud, dissatisfaction with a purchase, product failure, etc....
When asked to provide your own social security number, suspicion is understandable. But, when opening a credit card processing account, there is a very good reason that this information is requested. Let’s talk about why you’re asked for this information and what it’s used for....
Having funds held is a frustrating and confusing situation. For some businesses, held funds can even cause serious cash flow issues. We’re here to provide insight on why funds are held, and insider tips to keep money flowing into your account. ...
Following in the footsteps of ransomware and cryptojacking, the latest threat is called formjacking and it’s already posing a massive risk to online businesses and their customers. In 2018, formjacking compromised 4,818 websites every month. Here’s what you need to know: ...
Phishing is a fraudulent practice where a target is contacted via email, telephone, or text message by someone pretending to represent a legitimate organization. It’s an unfortunate reality that phishing has become commonplace, but the problem is even more pervasive than many realize. Are you...
As EMV chip cards become more and more prominent throughout the US, fraudsters are turning their attention to more vulnerable targets: online businesses. Here are our top tips to protect your business from card-not-present fraud:...
In this day and age, accepting credit cards is a necessity for your business. But accepting credit cards means accepting the unique challenges and risks that accompany them. Keep reading for our top 5 security risks in credit card payments (and how to protect your...
Say goodbye to PIN amnesia, because new authentication methods are coming very soon. Let’s look at why customers prefer biometrics....
Scammers are always pushing to find the vulnerabilities in your security programs and systems. By choosing the right payment processor, and taking the steps outlined below, you can do a lot to protect your customers’ data....
PCI DSS is a set of standards created to ensure safe credit card handling practices. Learn how to become PCI compliant, and avoid unnecessary fines....
Effective April 2018, all major card brands have adopted the practice of making the signature no longer required on EMV and NFC sales. So, if you have equipment that is able to accept EMV chip cards or NFC payments (ApplePay, etc), you do not need...
According to a recent survey, 62% of small businesses storing customer credit card and banking information on cloud storage say they do not follow industry regulations to secure their cloud storage. That is an alarming number. ...
Retailers are retailers, not security experts. Too often, their best efforts can create friction at the point of sale for consumers, which leads to shopping cart abandonment and lost revenue, all while feeding the illusion of “too much security.” ...
The payments industry has been under increasing scrutiny from federal and state regulators in the past few years to implement appropriate risk monitoring and compliance policies and procedures. As VARs, gateways, and ISVs seek to expand into traditional payments areas, they must understand the risks...